Urgent — Insurance Notice Help

Insurance Defensible Space Cleanup — Mariposa County

Received an insurance non-renewal notice or a CAL FIRE violation? FireReduct handles urgent defensible space cleanup for homeowners under insurance deadlines — with written documentation your carrier will accept.

Received a notice? Act before the deadline.

Insurance non-renewal deadlines are firm. Call us at (209) 222-8653 or submit your photos below and we'll prioritize your project.

Why California Homeowners Are Losing Coverage

Since the major California fire seasons of 2018–2021, insurance companies have dramatically tightened defensible space requirements. State Farm, Allstate, and dozens of smaller carriers now conduct vegetation inspections during the policy year — and properties that fail can receive non-renewal notices even with no claim history.

Carriers use aerial and satellite imagery to assess fuel loads on rural properties
A single failed inspection can trigger non-renewal at the next renewal date
California FAIR Plan coverage (last-resort insurance) costs significantly more than standard policies
Proof of defensible space completion is the most effective way to respond to a notice

What FireReduct Provides for Insurance Clearance

Full 100-foot defensible space clearance (all three PRC 4291 zones)
Written statement of work with zone-by-zone scope and completion date
Before and after documentation you can submit to your insurer
Work timed to your insurance deadline when possible
Direct communication with your insurer's inspection team if needed

How to Get Started

1
Share your notice and photos
Send us the notice from your insurer or fire agency plus photos of your property. We can assess scope remotely.
2
Receive a written estimate
We'll respond with a scope of work, project estimate, and our earliest available date.
3
We complete the clearance and document it
After the job, we provide written confirmation of completed work for your insurer.

Frequently Asked Questions

Can my insurance company drop me for not having defensible space?

Yes. California insurers can and do non-renew policies based on vegetation compliance violations. Since the 2018–2021 fire seasons, major carriers have conducted aerial and drive-by inspections and sent non-renewal notices to properties with excessive fuel loading.

What documentation do I need to satisfy my insurer?

Most insurers want written confirmation that clearance was completed, the date of service, the scope of work (which zones were cleared), and ideally photos of the property after clearance. FireReduct provides all of this with every project.

How quickly can you complete an insurance-driven clearance?

We prioritize urgent insurance-deadline projects. Contact us as soon as you receive a notice — we can often schedule within 1–2 weeks during peak season, and sometimes faster.

Does insurance clearance differ from a regular fire clearance?

The physical work is the same — full 100-foot defensible space under PRC 4291. The difference is documentation: for insurance-driven jobs we provide a written statement of work specifically formatted to support your insurer's renewal review.

Don't Lose Your Coverage

Contact FireReduct today. We'll prioritize your project and provide documentation your insurer will accept.